With hotter and drier conditions arriving early this year, the Oregon Division of Financial Regulation (DFR) is urging residents to prepare for an active 2025 fire season. According to the National Interagency Fire Center, fire activity has increased gradually since May, droughts have intensified in the Pacific Northwest and several significant fires have broken out recently. In the 2020s alone, Oregon wildfires have caused nearly $3 billion in estimated losses, which is more than the previous four decades combined. The National Interagency Fire Center anticipates that in July, August and September, most of Oregon will be above normal in its fire activity. DFR has created a disaster toolkit on its website, which includes how to financially prepare for wildfire season, wildfire preparedness for your home and evacuation tips. To save time, money and stress, visit "dfr.oregon.gov/preparenow." DFR also has a webpage dedicated to wildfire insurance resources. One area that often gets overlooked is how to make your home as fireproof as possible by creating defensible space by removing dry leaves, dead brush, debris and pine needles from yards and gutters. Trim trees away from your home, barns and sheds, and place screens over open vents on homes. These tasks reduce the fuels that enable wildfires to spread and give firefighters more time to slow the blaze.